Trading In Your Old Car at a Paterson BHPH Lot

Yes, we take trade-ins — even rough ones

A lot of our Paterson customers are surprised to learn we'll take a non-running car, a car with body damage, or even a car you still owe a little money on. The trade goes toward your down payment, which lowers your weekly payment going forward.

How we appraise

Three things matter: the vehicle's wholesale auction value, what we'd have to spend to recondition it, and demand for that model on our lot right now. We're transparent about every number.

Tips to get top dollar

• Clean it inside and out before you bring it in. First impressions matter.
• Bring the title and keys — if you've lost the title, NJ MVC can issue a duplicate.
• Don't try to hide problems — we'll find them, and trust matters more than $200.
• Gather maintenance records if you have them.

What if you owe more than it's worth?

We can sometimes roll the difference (called "negative equity") into your new loan. It's not always the right move financially, but in some Paterson situations it's the only way to get out of an unaffordable car.